While the spirit of the law is fairly rigorous, the letter of it isn’t anywhere as simple or as set in stone as you might believe. There are as many small things, from procedures to forms, as there are large things that you must pay attention to.
That’s why you should think twice when you encounter something that deals with major changes in your life or your finances. A lawyer can be a considerable asset in these situations.
To better understand why you might need a lawyer, let’s examine four life circumstances where a lawyer is generally essential.
1. Large Debts
Loans that surpass $5,000 in value typically need the careful touch of a lawyer. These can include mortgages, car payments, business loans and even student loans.
The reason that these loans are so challenging revolves around how numerous they are, the ramifications of legal action, and the rigidness that debtors often present to people who try to represent themselves.
If you are thinking about acquiring a large debt or litigation has been filed to present a lawsuit against you for a large loan, then you should seek the aid of an attorney.
2. Car Accidents
While minor car accidents are usually handled by your insurance company, you may wish to seek the help of a lawyer any time you are involved in a major car accident or when you’re injured.
For example, your current insurance policy may not cover fees related to personal injury or your injury may be more severe than what your policy allows you to claim.
This allows you to claim everything from your medical bills to the value of lost wages. You can even recover the costs associated with sick days and vacation days that you may have been forced to take to receive medical attention.
3. Criminal Hearings
When the legal system is involved, you typically stand to gain something helpful or to lose something important to you. Criminal cases are the latter, as they can result in heavy fines or even loss of your freedom for a period determined by the court.
Consider the typical DUI scenario: Improper police procedure, incorrect handling of paperwork and even something such as the prosecutor being in a bad mood could escalate how much you have to pay if you are charged and convicted. A DUI attorney such as the ones from Kraut Law Group can help ensure that your case is evaluated and conducted fairly.
Another life situation where lawyers are extremely helpful is divorce. The allocation of assets, custody of children and your rights during a divorce are all things you will want a lawyer to help you with.
A lawyer can help you ensure that the case is conducted fairly while representing your best interests. This can aid you in everything from ensuring that you acquire the appropriate level of custody for any children to ensuring that alimony payments are set to a value that is fair to both parties.
Some Situations Require the Help of an Experienced Lawyer
While there are legal situations that you can solve by yourself, there are many that you shouldn’t try to handle without the legal advice of an experienced lawyer. You should always gauge what you stand to lose versus what you might save by opting to do your own legal work.
As the life circumstances above should illustrate, there are situations where you need to do everything you can to protect and to exercise your legal rights. Consult an experience lawyer if you ever encounter a similar circumstance.