<p style="text-align: justify;">The pollution levels have increased, causing changing lifestyle habits. Many other factors might have an impact on your health. They may cause various health conditions and medical diseases.</p>
<p style="text-align: justify;">Such diseases require treatment, and the medical costs associated with them are increasing rapidly. Therefore, to secure your finances against all the high medical bills, you must invest in health insurance plans. These plans help in covering all the hospitalization expenses including the pre as well as post-hospitalization charges.</p>
<p style="text-align: justify;"><span style="color: #ff0000;"><strong>Let us take a look at some such advantages:</strong></span></p>
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<li><strong>Covers medical expenses</strong></li>
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<p style="text-align: justify;">Medical insurance is necessary so that you receive the best medical care and do not strain your finances. With the help of health insurance plans, all the medical expenses are taken care of. Your hospitalization expenses, daycare procedures, domiciliary expenses, and ambulance charges, besides many others, are taken care of. Therefore, you won’t have to worry about all the high costs and can focus on your speedy recovery instead.</p>
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<li><strong>Offers Coverage against critical illnesses</strong></li>
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<p style="text-align: justify;"><a href="https://www.bajajallianz.com/health-insurance-plans/critical-Illness-insurance.html?utm_source=off-page&;utm_medium=paid-syndication&;utm_campaign=blogger-syndication"><strong>Critical illness insurance</strong></a> is provided by the insurance providers nowadays either as a standalone plan or rider. Coverage is provided against life-threatening diseases such as kidney failure, bone marrow transplant, stroke and loss of limbs in such an insurance policy.</p>
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<li><strong>Offers Cashless claim benefit</strong></li>
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<p style="text-align: justify;">Most insurance providers offer a cashless claim facility. You don’t have to make any out-of-pocket payments, in such an arrangement. All the hospitalization expenses will be settled between your insurer and the hospital. For availing this benefit, you must avail treatment at any of the insurer’s network hospitals. Fill out the pre-authorization form and display your health insurance card to take advantage of the cashless facility.</p>
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<li><strong>Additional protection is offered over and above your employer cover</strong></li>
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<p style="text-align: justify;">There are a few organizations that cover their employees with a group insurance plan. These policies are, however, not tailor-made as per the needs of every individual. You might also be left uninsured in case you lose your job, or there is a change in employment. Therefore, purchase a health cover individually, to protect yourself against any such event.</p>
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<li><strong>Enjoy Tax benefits</strong></li>
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<p style="text-align: justify;">Health care also provides tax benefits. The premiums that you are paying towards your health care policy are eligible for tax deductions according to Section 80D of the Income Tax Act, 1961. You can claim a deduction of up to Rs 25,000 under this benefit. If you are a senior citizen, the deduction amount goes up to Rs 50,000.</p>
<p style="text-align: justify;">Now that you know the advantages of <a href="https://www.bajajallianz.com/health-insurance-plans.html?utm_source=off-page&;utm_medium=paid-syndication&;utm_campaign=blogger-syndication"><strong>health insurance plans</strong></a>, what could be more interesting to you is that a health insurance policy can be purchased online. In fact, buying health insurance online comes with its own benefits:</p>
<h2><strong>Benefits of buying Health Insurance Online</strong></h2>
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<li><strong>You get to compare </strong></li>
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<p style="text-align: justify;">Prospective buyers can compare various product offerings from different companies. It has become easy to compare the features, inclusions, exclusions as well as premiums in a single view. Once the decision is made, your information will be provided to the insurer that will service your purchase request.</p>
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<li><strong>Saves time</strong></li>
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<p style="text-align: justify;">Today, nobody has the time to meet the representatives from various health insurance companies personally. Comparing policies and making a purchase online is a lot more efficient.</p>
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<li><strong>Offers Convenience </strong></li>
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<p style="text-align: justify;">The online medium not only saves time but also offers great convenience because you can make your purchase sitting at home. Pre-underwritten health insurance plans are offered by several insurers that do not need any medical examinations.</p>
<p style="text-align: justify;">Keep these advantages as well as benefits in mind before you choose from the medical insurance plans available in the market. Based on your needs and requirements, you can select explore the various <a href="https://www.bajajallianz.com/blog/health-insurance-articles/types-of-health-insurance.html?utm_source=off-page&;utm_medium=paid-syndication&;utm_campaign=blogger-syndication"><strong>types of health insurance</strong></a> plans available and settle only for the best.</p>

5 Advantages of Buying Health Insurance Online
