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Keeping Your Financial Data Safe Online

<p style&equals;"text-align&colon; justify&semi;"> The internet surely makes managing our financial life much easier&comma; but if our information gets into the wrong hands&comma; it can cause us all sorts of problems&comma;  from the inconvenience of having to cancel cards while traveling&comma; to the nightmare of having your identity stolen&comma; and trying to clear your name&period; Luckily&comma; the chances of any one person falling victim is slim&comma; but as criminals get more savvy&comma; the number of people getting exposed is growing&comma; so it would behoove you to take certain measures to minimize the risks&period; Here are just a few simple measures that can go a long way in keeping your financial information secure&period;<&sol;p>&NewLine;<h2 style&equals;"text-align&colon; justify&semi;">Make Purchases on Trusted Sites<&sol;h2>&NewLine;<p style&equals;"text-align&colon; justify&semi;">This is a biggie because the safety of online purchases largely hinges on the security measures  taken by the site itself&period; Many smaller retail stores simply do not have adequately secure payment systems in place&comma; making your data highly vulnerable to hackers who can easily pilfer it&period; Stick with the big&comma; trusted sites&period; When it comes to smaller sites&comma; only use ones with well-known payment processors like Paypal or Google Checkout&period; Always make sure you are seeing that padlock icon on the browser&period;<&sol;p>&NewLine;<h2 style&equals;"text-align&colon; justify&semi;">Beware of Phishing<&sol;h2>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Phishing is another thing of which to be aware&comma; and involves directing you to sites that look just like trusted ones to steal your information&period;  There are a couple of things to watch out for&period; If you receive any emails  from your bank and the like&comma; always pay attention to the address—it is usually something strange that is clearly not an official email of the business&period; This is important to remember because the email itself often looks legitimate&period;  When you log into a site like this&comma; it may ask you strange questions that you are typically not asked when logging in to the legit site&comma; such as your social or address&period;  Pay close attention to the web address as well&period;<&sol;p>&NewLine;<h2 style&equals;"text-align&colon; justify&semi;">Keep Your Computer Protected<&sol;h2>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If you are not running standard software to protect your computer against viruses and other forms of malware&comma; you are giving hackers an open invitation to steal your information&period; There are a variety of products available&comma; and while they all perform the same basic functions&comma; some may be better than others depending on your particular internet habits&comma;etc and type of computer&period; For example&comma; you can find antivirus products for Mac specifically&period;<&sol;p>&NewLine;<h2 style&equals;"text-align&colon; justify&semi;">Set Account Alerts<&sol;h2>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If you do experience some sort of data breach&comma; you want to nip it in the bud as soon as possible&period; One of the best ways to do this is setting account alerts&period; For example&comma; you can opt to have your credit card company notify you when a large purchase is made&comma; or have your bank let you know when you are nearing overdraft or about transactions over a certain amount of money&period;<&sol;p>&NewLine;<h2 style&equals;"text-align&colon; justify&semi;">Just Delete the Spam<&sol;h2>&NewLine;<p style&equals;"text-align&colon; justify&semi;">This last tip is easier said than done because some messages can seem quite enticing&comma; and we just can’t help click on them for one reason or another&period; Besides the phishing emails&comma; there may also be viruses embedded that make their way into your system&comma; and allow hackers to more easily access your financial information&period;<&sol;p>&NewLine;

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