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4 Tips For Buying A Home

<p style&equals;"text-align&colon; justify&semi;">Are you on the move&quest; If you’re like any home buyer you may feel overwhelmed by the deluge of buying information available both online and offline&period; Keeping a few fundamentals in mind can ease your buying anxiety quickly&period; Home buyers need an intelligent&comma; practical strategy in place to find the right match&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Follow these 4 tips to buy a new home&period;<&sol;p>&NewLine;<h2 style&equals;"text-align&colon; justify&semi;">Stop&excl; Stay Where You Are<&sol;h2>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Unless you absolutely need to buy a new home stick around for a while&period; If you need to change locations for work or some other pressing need feel free to go forward with your move but if you absolutely don’t need to buy a home now think through why you want the new digs&period; Make sure you can commit to living in your new home for at least 2 to 3 years&period; Transaction costs and falling prices may eat into your savings and overall net worth at an alarming pace&period; Be diligent and be disciplined to see if you’re in a buyer’s or seller’s market and be honest with yourself&period; Unless you’re prepared to make a full commitment to living in your new home for a few years simply stay put&period;<&sol;p>&NewLine;<h2 style&equals;"text-align&colon; justify&semi;">Get Your Credit Game in Order<&sol;h2>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Get your credit game in order before buying a new home&period; Pay off any debts&period;  Clean up your credit history because if you’re like most people you’ll need to get a mortgage for your new home purchase&period; Acquire copies of your credit report before you get down into the nitty gritty of your home shopping campaign&period; Get your financial shop in order to free up your capital for your big ticket purchase&period; Do a fact checking mission on your credit report too&period; Make sure everything is accurate before you go to the bank to get your mortgage&period;<&sol;p>&NewLine;<h2 style&equals;"text-align&colon; justify&semi;">Be Realistic<&sol;h2>&NewLine;<p style&equals;"text-align&colon; justify&semi;">You likely want a new home with all the bells and whistles&period; If you hear that voice in the back of your head which tells you to treat yourself think long and hard before you make an extravagant purchase&period; You’ll likely regret the move for many years as you pay sky high mortgage rates for a home you can’t afford&period; Buy a home that is about 2 and a half times your yearly salary to stay within your budget&period; Although you may want the best of the best you’d be making a massive mistake by purchasing a home that you can’t easily afford&period; Use online calculators which take into account your income&comma; debts and other financial factors&period;<&sol;p>&NewLine;<h2 style&equals;"text-align&colon; justify&semi;">Go with Good Schools<&sol;h2>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Always buy in a district with awesome schools even if you don’t have children&period; When it comes time to sell you can demand top dollar for your home if you’re in a great school district&period; Real estate in such locations moves quickly because many people have families and demand access to good public schooling before they buy a home&period; Bump up your property value and make your home easier to sell&period; Research schools before you make a buying decision to benefit yourself in the long run&period;<&sol;p>&NewLine;

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