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6 Tips To Preventing Identity Theft

<p>Many of us have this constant worry of somone stealing our identity&comma; this is due to Internet and new technologies&comma; such as the iPhone&period; It has been made so easy for somone to steal our ID and use it for financial gains&period; ID theft costs the state billions each year and the only winners in this are the thieves themselves&period;<br &sol;>&NewLine;Let’s give you some tips on keeping your ID safe and out of the thieves gritty fingers&excl; Read these 6 tips of keeping safe on and offline&period;<&sol;p>&NewLine;<ul>&NewLine;<li><strong>Tip &num;1 –<&sol;strong> Never EVER no matter how many times people ask&comma; give your social security number away&period; Even banks will only ask for the last four digits of your number for security purposes&comma; this is to confirm your identity to them&period;<&sol;li>&NewLine;<&sol;ul>&NewLine;<ul>&NewLine;<li><strong>Tip &num;2 –<&sol;strong> Always make a habit of checking your monthly outgoings&comma; this means all of your bills&comma; such as credit cards and bank statements&period; Doing this will minimize the risk of an empty bank account&period; Some services online for example will keep charging you and if you see any strange transactions&comma; then you know somne has your card and possibly your whole indentity&period; Check them monthly to make sure everything is as it should be&period;<&sol;li>&NewLine;<&sol;ul>&NewLine;<ul>&NewLine;<li><strong>Tip &num;3 –<&sol;strong> Sign up to an online credit report agency and download your report on a monthly basis&period; This is a biggie as you will know if any agency or company has looked up your credit history&comma; they do this so you can make purchases&period; If a company has looked up your credit report this almost definitely rings alarms bells as somone has tried to gain credit on your identity&period;<&sol;li>&NewLine;<&sol;ul>&NewLine;<ul>&NewLine;<li><strong>Tip &num;4 –<&sol;strong> If you are ever asked to product a password on any account such as a contract phone or a bank account&comma; make this password very secure&period; Do not use your birthday or a spouses name &sol; birthday&period; Try to use digits and something that will ot be guessed easily&comma; many crackers online possess dictionary hacking software&comma; so go for something which is not in the dictionary&period;<&sol;li>&NewLine;<&sol;ul>&NewLine;<ul>&NewLine;<li><strong>Tip &num;5<&sol;strong> –Do not give out your personal information over the phone&comma; nobody will ever ask for it&period; Companies you are with such as phone contracts and banks usually ask for secret passwords and last four digits of cards or social security&period; No self-respecting company will ever call and ask for full information&period;<&sol;li>&NewLine;<&sol;ul>&NewLine;<ul>&NewLine;<li><strong>Tip &num;6 –<&sol;strong> Buy a shredder&excl; These things are crucial to getting rid of any personal information you get through the mail&comma; such as bank statements and other utility bills&period; There <strong>ARE<&sol;strong> people out there that will dumpster dive and look through your trash from the dumpster&period; They only need a few utility bills and bank statements to start stealing your identity&excl;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p>So please keep yourselves and your families safe online and off&period; Always remember to second guess any strange phone calls or random letters you receive in the mail&period;<&sol;p>&NewLine;<h5>Featured images&colon;<&sol;h5>&NewLine;<ul>&NewLine;<li> <span class&equals;"license">License&colon; Creative Commons<&sol;span> <span class&equals;"source">image source<&sol;span><&sol;li>&NewLine;<&sol;ul>&NewLine;<p>For more information please see the Traveler&&num;8217&semi;s Guide to Preventing ID Theft&period;<&sol;p>&NewLine;

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